We work with a variety of lenders and providers to offer you competitive mortgage rates, including some that are not available directly.

Tier 2 Mortgages

Avoid delays, frustration and rejection – Get a mortgage agreement in principle within minutes or understand what you need to get one

Some mortgage lenders are flexible, but it’s really important that you speak to us because we can quickly match you with a lender that would offer you the most suitable deal.

Get in touch for a no-obligation chat about how we might be able to help you.

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There are some UK mortgage lenders who accept the following

  • 5% deposit (25% if a suitable credit file cannot be sourced)
  • No minimum time of residency required in the UK
  • No UK credit history required
  • No minimum time remaining on visa
  • No minimum income needed

Learn More About Tier 2 Visa Mortgages in the UK

Graeme and Ross introduce the company and talk you through what you need to know about tier 2 visa mortgage applications.

We’ve got lots of options depending on the client’s circumstances. You typically need to have a 10% deposit to get a mortgage in the UK, plus you need to have at least one year’s UK address history. Lenders have different criteria in terms of what they’ll let you borrow and the deposit you will need. For example, if you do have a Tier Two visa but you’ve got circa 25% deposit, you would be looking at standard mortgage products with most lenders. The market in general has moved quite a bit on Tier Two visas and skilled worker visas. Lenders are flexible, but it’s really important that you speak to a mortgage broker because some niche lenders accommodate criteria for Tier Two visas that you wouldn’t find with mainstream lenders.

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